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THE $TABLE

Stories and tips to beat debt and improve financial health.

Automate Your Financial Health
Excess Activity Fees & How To Get Them Refunded

Excess activity fees occur when you may too many withdrawals from your savings account in a given period of time. We dig into the details about these obnoxious fees, what you can do to avoid them, and how you can also get them refunded.

September 29, 2020
Why Does JPMCB Card Services Appear on My Credit Report?

JPMCB card services refers to one of the many credit cards provided by JP Morgan Chase Bank, commonly known simply as Chase. If this shows up on your credit report, it means you've likely applied for one of their cards. There are several exceptions to this scenario that we cover in greater detail here.

September 17, 2020
Complete Breakdown of American Express Late Fees

American Express may charge you late fees if you do not pay on time. Understanding how these late fees work will help you make smart financial decisions for your credit score and your wallet.

September 10, 2020
How to Build Wealth from Nothing - Step 8

What good is building up your net worth if you can't bring others on the journey with you? Your family, friends, and community can share the fruits of your knowledge in building wealth for the long-term.

September 9, 2020
How to Build Wealth from Nothing - Step 7

After you have a significant savings cushion that can cover at least 6 months of expenses, there are multiple avenues to start investing money so that it can work for you in a diversified manner.

September 8, 2020
How to Build Wealth from Nothing - Step 6

Once your debts are paid off (with the exception of mortgage), you can now start building up your savings and bolster your financial stability.

September 7, 2020
How to Build Wealth from Nothing - Step 5

After employing the spending strategies from Step 4, you can apply your extra savings towards high-interest debts to drastically increase your net worth over the long-term.

September 6, 2020
How to Build Wealth from Nothing - Step 4

Discipline is often touted as the bridge between goals and accomplishments. And like many things in this series, the concepts are simple but not easy. Fortunately there is a low-stress method to cutting spending and setting aside more money each month.

September 5, 2020
How to Build Wealth from Nothing - Step 3

After recovering acute debts and generating cash from step 2, the next step is to prevent those same acute debts from happening again. Combine this with auditing your recurring payments and you'll be saving up to thousands of dollars per year.

September 4, 2020
How to Build Wealth from Nothing - Step 2

You can put money back in your pocket right away on your journey to building wealth by recovering acute debts such as bank fees, reclaiming missing money from state and local governments, and liquidating assets you don't need anymore.

September 3, 2020
How to Build Wealth from Nothing - Step 1

The first step in building wealth from nothing is to understand HOW to build wealth. Orient yourself with the PRO Index that takes a comprehensive audit of your finances and record progress over time with a net worth tracker.

September 2, 2020
New American Dream: What Is Financial Stability and How Do I Get It?

What is financial stability? Forget the endless race to get richer than your neighbors. Learn how to achieve and maintain a solid financial base.

August 24, 2020
11 Ways to Save Over $50,000

Saving up to and over $50,000 is not as far fetched as it sounds. Over time, it’s doable. Here are 11 ways to save more than $50,000

August 11, 2020
The Fine Print of Wells Fargo Late Fees

The Wells Fargo credit card can be a useful tool for building your credit, but failure to pay on time will result in a damaged credit score and accumulated fees. Unpack the fine print to understand how late fees are applied so you can avoid them.

August 11, 2020
CREDCO On Your Credit Report? Here's Why

CREDCO has become the primary source for merged credit reports in the United States. For this reason, you will likely see it on your credit report if you've applied for a loan recently. In this article we cover what CREDCO is and when it shows up on your credit report.

August 3, 2020